you guys know i’m crazy and nerdy so i’m sure this post will come as no surprise.

here’s a little bit of financial/fanatical history to paint a personal picture as to where i’ve been and where i want to go.
i grew up poor as shit by pretty educated people. at age 14 i got my first job which i kept for 9 months until i switched to another job and ultimately worked consistently from age 14-17. when i was 17 my partner in crime and i moved out of our parents places and got a sweet duplex together in the humble and hispanic neighborhood that we called “ave R” or “Our Avenue”. short after getting our own place we felt the only way to complete this new found freedom would be to quit our jobs (and somehow get rich to avoid ever working again). freedom guys, that was goal then and that’s the goal now. i had a few homeless vacations and lived in the woods without plumbing for a year all with the feeling of freedom in mind and trying to see where i fit on the spectrum of freedom in respect to lifestyle.

while freedom is a blanket word there are two means according to webster with a total of 11 variations on that. at a daniel vitalis (oh yeah, that guy….boring) said at one of his jazzed up talks that things are fucked when people think that free means “something for nothing”. so let’s think about all of these things, freedom; the quality, the state of being, the restriction and the privilege.

then add in a few more thoughts.
1. we only have the mental capacity to focus on and execute a limited amount of tasks so we can’t do (or undo) it all. “we can do anything but we can’t do everything” – http://affordanything.com/about/
2. being aware that often perfect is often the enemy of good (which keeps us all stuck)

From age 17-28 I thought on varying degrees of consciousness that i hated money. the system of money is illusive and the system of slavery is dependent on making this making of cash-money. when i was 28 and we saved $24,000 in 18 months it was completely coming from the place of wanting to drop out of the system for a variety of reasons. i was really wound tight and thought dropping out would chill me out. when we saved the first $8,000 it was like, “i don’t hate money. my quality of life hasn’t changed and i’m the same person. having money and not having money is seriously a non issue to who and what i am, point blank.” money did impact how i was in the sense that i could buy quality things; paying local farmers for their goods, local artists for their tattoo art, donate a shit load of money and contribute to services that won’t get by with moral support. There was nothing bad about having more numbers on a dead screen saying “you rich, bitch!”. we never had anxiety about making ends meet, shit was good. but i was building up to drop out so there were limitations to that goal. limitations being that now 1.5 years after leaving our land we’re on food stamps and not even scraping by.

jumping into selling full time on ebay did 2 shifts in my thinking.
1. i love money. i never get a sale and feel defeated or unsatisfied. when i make $$$ i feel great because i love money.
2. all i care about is selling fancy, quality, expensive and/or rare shit. period. i used to hate fancy brand, not any more.

humble sales are a thing of the past, we’re over dumpster diving to make a living. dumpster diving food is still great but since trash digging is a bit more out of the loop for our lifestyle we’re paying for food too.

loving food stamps (which i do!) is an extension of me loving money. i think loving money is okay even if i don’t love having a standard job. i love money because it the glue that connects me to the things i love so clearly it’s more about the things than the money itself. if there was another magnet stronger than money then i’d go that route instead. getting things & having options is the root to my love of money. for me, money is freedom. it isn’t the only form of freedom and for most of us (debt) is far from freedom but it’s all in how you use money. when you love something you tend to treat it well. when i thought money was shit i pissed it away. now money is a cute little kitty or puppy that i want to take care of and grow and sail on to some rainbow filled, unicorn dancing future of love and freedom.

while i’m new to loving money i will admit that i don’t fully understand it. using mr money mustaches website as inspiration i’m back in the head space that saved us $24K except this time the goal is early retirement via saving ultra crazy amounts of money (instead of pissing it away).

Mr money mustache and his wife retired at 30 years old!!!!  TEN YEARS AGO! and it all makes sense. what they’re doing makes total sense to my nerdy brain. money is the only math i like. him and his wife had fancy jobs so they lived simply (on maybe $25k a year) until they were 30 years old. They had something like $700k (i’m new to their blog so i don’t remember) and found the 4% – 6% interest pays them $28k a year to live FOREVER. maybe this is totally boring to you but i’m beyond jazzed up just writing about this! we’re living on $18k (or less) so the idea of maxing and relaxing while the dollars roll in just seems like a maricle and it’s more than our bottom dollar lifestyle. and they own their own home and they are always investing the interest and have grown that hundreds of thousands of dollars….it’s all too good, i’m completely on board.

i would like to retire in 10 year or even be million times closer than i am today. i care about my future self. today i scrape by and have to think about where our money is at and making ends meet, i’m not stressed but i could do much better. it’s completely possible to gift my future self by getting my shit together. i actually think we’re in better shape to save now than when we saved our first $24k because we spent way too much of food, way too much on art, way too much on hobbies (well, not really but you know what i mean).

here’s my plan: mark’s taking off of next semester. well, maybe he’ll take just one class. we’re going to get balls to the wall strategic with selling on ebay. we’re going to take concrete steps towards “A to B” goals and see if we can surpass our current plateau. (hopefully we can afford to grow) we’re going to get on the grind and see where we’re at! we’re doing about $1k a month, not shit, so quote me in 4 months to see what our progress may be. in 4 months if we’re not seeing reward for our work then mark will get a temporary job before going back to school. i love ebay so i hope it doesn’t come down to me getting a job but i love early retirement more than ebay so i’m willing to walk away even though i’m hoping i will not have to.

freedom for me is working smarter now to sail on further, longer and easier later. saving them $579 per month and investing this savings would compound into about $102,483.00 every ten years. all i’m saying is that i’m seeing a more passive future ahead.

if you have a different plan towards freedom let me know!

LOGO

Sorrentino Photos

DSC_6305 copy

our podcast Cake or Death Radio

DSC_0029

Tiny House and Land

Advertisements